Collections and Late Payments
Hurting Your Credit?
Arizona-based Credit Assistance for Late Payments, Collections & More. No Pressure, Just Real Guidance.
Free Credit Consultation
We help Arizonans understand their credit reports, respond to collections, and get back in control.
You could be next
Start With a Free, No-Obligation Call and Get Answers Today.
Disclaimer: We are not a law firm and do not provide legal advice. Results vary. We do not guarantee the removal of accurate negative information or specific credit outcomes. This service is compliant with the Credit Repair Organizations Act (CROA).
Services
What We Help With
We specialize in helping Arizona residents deal with debt in collections — but that's just the beginning.
LATE PAYMENTS
Addressing payment history that’s dragging down your score
Charge-Offs & Collections
Challenging inaccurate, outdated, or unverifiable accounts
Student Loans
Navigating default status and improving your credit mix
Credit Score Building
Creating a step-by-step plan to rebuild and strengthen your credit profile
Ready to Take Control? Call Now to Get Started
Disclaimer: We cannot guarantee specific results or credit score changes. Every credit situation is unique, and results may vary.
Testimonials
What Our Clients Are Saying
Ash A.
February 12, 2024
Working with Paul and Fix It Now Credit has been a life-changing experience. I highly recommend them to anyone needing credit help. I had paid another company before and got nothing in return. I was hesitant to try again, but Paul made everything simple. He is professional, knowledgeable, transparent, and always communicates clearly. In just two months, $7,500 in collections were removed from my credit. That’s a huge win for me. Fix It Now Credit gave me peace of mind and put me on the path to better credit and more financial freedom.
Alvin H.
October 5, 2023
Paul is very knowledgeable and professional. He took the time to clearly explain the process, timelines, and what my wife and I needed to do to remove the items hurting our credit. He is thorough, and just two months in, we are already seeing great results. Paying for his service was a smart decision.
Kimberly C.
May 5, 2023
WOW! I just wanted to take a moment to truly thank you for everything you’ve done to help me get my credit back on track. After years of struggling and feeling overwhelmed, working with you has been a game-changer. Your guidance, knowledge, and support have made all the difference. You were not only incredibly informative, but also patient and encouraging throughout the entire process. I finally feel like I’m in control of my finances again, and I couldn’t have done it without you. Thank you for helping me get to this point — I’m beyond grateful!
Louie
January 25, 2024
I recommend this company 100%! He helped me remove all of my collections with only one round of emails to debt collectors, my credit score jumped up because of it! Thank you so much bro.
Magen
September 20, 2023
Paul helped my husband fix his credit and was kind and responsive throughout the process. Highly recommend!
Join Hundreds of Satisfied Arizonans — Schedule Your Free Consultation
Why Us?
Why Trust Us?
Arizona-Based & Arizona-Focused
We only work with Arizona residents, so you’re not dealing with a generic call center or out-of-state company.
Proven Track Record
We’ve helped hundreds of Arizonans remove inaccurate collections and rebuild their credit — with clear results and real reviews to back it up.
Certified Mail with Tracking
All dispute letters are sent via certified mail, and you get tracking info so you always know what’s happening behind the scenes.
Ongoing Updates & Support
You’ll receive regular updates throughout the process. Have questions? Our friendly team is here to guide you every step of the way.
No High-Pressure Sales
Our consultations are free and no-obligation. If we can’t help you, we’ll be honest about it.
Customer Service That Cares
We prioritize transparency, communication, and making sure you feel confident and supported from day one.
Get instant help! Call now!
How it Works
How It Works (Simple 4-Step Process)
1
BOOK YOUR FREE CONSULTATION
Schedule a no-obligation call to discuss your credit goals.
2
Review your credit report line by line with a credit specialist
Together, we identify inaccurate, incomplete, derogatory, or negative accounts affecting your score.
3
Develop a personalized plan
We create a tailored strategy to rebuild your credit and reach your financial goals
4
Begin the dispute process
We challenge those accounts to help improve your credit over time.
Our process typically takes about 4 to 6 months, giving your credit the time it needs to recover and strengthen.
Connect With an Arizona Credit Expert
Disclaimer: We cannot guarantee specific results or credit score changes. Every credit situation is unique, and results may vary.
How it Works
About Us
Fix It Now Credit is dedicated to helping Arizona residents improve their credit scores and achieve their financial dreams. Based in Goodyear, AZ, we specialize in assisting first-time home buyers and individuals burdened by collections, offering personalized solutions tailored to each client's unique situation.
We pride ourselves on being the most transparent and ethical credit repair company in Arizona. Our commitment to clear communication, honest practices, and adherence to all consumer protection laws ensures that you can trust us with your credit repair needs. With straightforward pricing and no hidden fees, we make the process as simple and stress-free as possible.
Our team of experienced professionals understands the local market and the specific challenges faced by Arizona residents. We take a hands-on approach, working closely with you to develop a customized plan that addresses your credit issues effectively.
Choose Fix It Now Credit for a credit repair experience that is not only effective but also built on integrity and trust. Let us help you take the first step towards a better financial future.
Discover how we can help you
SCHEDULE YOUR FREE CONSULTATION TODAY!
Disclaimer: Results may vary. Fix It Now Credit does not guarantee specific credit score improvements or credit approvals. We are not a law firm and do not provide legal advice. For full terms, disclosures, and privacy information, please see our Terms of Service and Privacy Policy.
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