Arizona's Trusted Credit Repair Organization

Fix It Now Credit is dedicated to helping Arizona residents improve their credit scores and achieve their financial dreams. Based in Goodyear, AZ, we specialize in assisting first-time home buyers and individuals burdened by collections, offering personalized solutions tailored to each client's unique situation.

We pride ourselves on being the most transparent and ethical credit repair company in Arizona. Our commitment to clear communication, honest practices, and adherence to all consumer protection laws ensures that you can trust us with your credit repair needs. With straightforward pricing and no hidden fees, we make the process as simple and stress-free as possible.

Our team of experienced professionals understands the local market and the specific challenges faced by Arizona residents. We take a hands-on approach, working closely with you to develop a customized plan that addresses your credit issues effectively.

Choose Fix It Now Credit for a credit repair experience that is not only effective but also built on integrity and trust. Let us help you take the first step towards a better financial future.

Get started today, risk-free! Schedule a free consultation!

Proudly Serving Arizona

We proudly serve Arizona residents only. Located in the West Valley, we are committed to helping our neighbors build better credit and brighter futures.

Our Proven Credit Repair Process

At Fix It Now Credit, we’re Arizona’s premier credit repair experts, dedicated to helping you achieve your financial goals. Our transparent, four-step process leverages the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) to address inaccuracies and derogatory items on your credit report.

Credit Audit

We start with a detailed, line-by-line review of your credit report from Experian, TransUnion, and Equifax. Our experts identify inaccuracies, unverifiable items, and derogatory accounts, such as collections or late payments, to create a tailored repair strategy.

Tackling Collection Accounts

We directly challenge debt collectors or debt buyers, demanding validation of any collection accounts. Using FDCPA strategies, we ensure collectors provide verifiable proof of the debt, setting the stage for removal if they fail to comply.

Reviewing and Responding

We analyze the collectors’ responses and address any deficiencies or non-compliance. If debts remain unverified or inaccuracies persist, we escalate our approach, preparing for disputes with the credit reporting agencies (CRAs).

Disputing with CRAs and Cease-and-Desist

We dispute all inaccurate or unverifiable derogatory accounts directly with Experian, TransUnion, and Equifax, demanding corrections under FCRA regulations. If debt collectors continue unwarranted contact, we send a cease-and-desist letter to halt their efforts.

No collections?

No problem!

We’ll skip that step and tailor the process to your needs.

Disclaimer: Credit repair results vary based on individual credit reports and the responsiveness of CRAs and creditors. Fix It Now Credit complies with the Credit Repair Organizations Act (CROA) and does not guarantee specific results.

Got Credit Issues?

Transparent Process: Clear, step-by-step guidance with no hidden steps.

Arizona-Focused Expertise: Tailored services for Arizonans, addressing local financial challenges.

Disclaimer: While we cannot guarantee specific outcomes, our proven process has helped countless clients with their credit.

Ready to take control of your credit?

Schedule a free consultation today!

Our Credit Repair Packages

Basic Package

$59 per round

Custom dispute letters

Emailed PDF copies for self-mailing

Client tracks their own updates

No Credit Monitoring Included

Up to 3 rounds ($236 total)

Premium Package

$250 per round

Done for you program

Certified Mail w/ tracking

Proof of delivery

Credit monitoring included

One 3-bureau credit reports per round

$1M fraud protection

Monthly progress updates

Up to 3 rounds ($1,000 total)

Platinum Package

$799 per round

Everything in Premium

Certified Mail with Return Receipt

Weekly updates

Two 3-bureau credit reports per round

Priority support

Up to 3 rounds ($3,196 total)

Discover how we can help You

Schedule Your Free Consultation Today!

Disclaimer

Fix It Now Credit provides credit repair services to Arizona residents and is not a law firm or financial advisor. Services, including litigation assistance, are limited to educational materials on consumer rights under the Fair Credit Reporting Act (FCRA) and assistance with preparing documents for credit disputes; they do not constitute legal advice or representation. Information on this website is for general informational purposes only and does not guarantee specific results, as outcomes vary based on individual circumstances and third-party responses. Fix It Now Credit is not liable for any errors, omissions, or losses arising from the use of this website or our services. All services comply with the Credit Repair Organizations Act (CROA). Clients may cancel services within three (3) days of signing a contract without penalty, and no fees are charged until services are performed. For complete details, review our Terms of Service and Privacy Policy. Fix It Now Credit is based in Goodyear, AZ 85395. Contact us at [email protected] with questions. Website content is provided “as is” without warranties of any kind.